Advisory for privately held American companiesinfo@american-crossing.co
Equity and debt for companies that want to grow, buy, or restructure, raised from the investors and lenders that suit them.
Two raises of the same size can leave a company in very different places. Cost, covenants, control, and the investor’s timeline all matter as much as the amount.
We start by deciding what kind of capital fits the plan. Then we take the company to the investors and lenders most likely to say yes, and negotiate competing offers.
The goal is capital that serves the business for years, not just the next quarter.
From a first loan beyond the bank to a full recapitalization.
Investment from private equity firms and family offices to fund expansion, with terms negotiated around how much control you keep.
Loans from banks and private credit funds, sized to cash flow and structured with covenants the business can live with.
Flexible capital that sits between debt and equity, useful when a bank will not go far enough.
Funding lined up before a deal is signed, so a buyer can move quickly and with certainty.
Replacing expensive or restrictive debt, or returning cash to shareholders without a sale.
Most raises fund within three to six months of the first conversation.
How much, what kind, and what it should cost.
A model and a memorandum that answer investor questions early.
Targeted outreach and competing offers, compared line by line.
Diligence, final documents, and money in the account.
Usually if it has a few years of reliable financial statements, a management team that can run without the founder in every decision, and a clear plan for the money. We will tell you plainly if it is not yet.
Private credit funds can often lend more, close faster, and accept looser covenants than a bank. In return they charge more. For many middle-market companies the right answer is a mix.
That depends on how much you raise and what the company is worth. With debt, none. With equity, we model several scenarios so you can see the trade between dilution and growth before you commit.
Yes. Acquisition financing can come from lenders, equity partners, or both. Having commitments in place before you make an offer makes the offer stronger.
Cash flow and how predictable it is. After that, customer concentration, the quality of financial reporting, and the strength of the management team.
A few lines are enough to start: what the business does, roughly how large it is, and what you are thinking about. Every message is kept confidential and read by a senior member of the team.
